RIJ was founded in 2021 was founded to fill a gap in the market. Most financial plans contain some form of Life Insurance, yet, over $700 billion in life insurance is

estimated to be surrendered or allowed to lapse,

with seniors accounting for over $100 billion.

Nearly 90% of Universal Life policies do not lead to

death claims.

Between 2015 and 2025, the U.S. senior population is

expected to increase by 38%. Many lack sufficient

retirement savings to replace their working income.

Surprisingly, more than half of Americans are unaware

they can sell their life insurance policy. we are dedicated to providing our valued policyholders with an exceptional selling journey. Our commitment to excellence ensures favorable prices and robust funding arrangements for every policy, creating customized experiences tailored to each individual in our care.