Our Story is Your Story

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Bob and Nancy*

Bob and Nancy approached us to see if we could help with their life insurance dilemma. Nancy was retiring from her company and had access to two convertible life policies that were issued while she was working.


Now that she was retiring, her health wasn’t nearly as good as when she took
them out many years ago. The convertible options would have been a far greater cost than the couple could afford. We were able to get them $56,000 for the policies, helping them realize a much greater gain than just letting them lapse.

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Julia and Oliver*

Jon approached us last year because his parents were struggling financially. His father Oliver was in a nursing home and his mother Julia was struggling to pay the costs of the home, nursing home, and bills. Oliver had an old whole life policy which we were able to help them convert to $125,000 CD, which would help ease future costs for Julia. This policy was one they would have had to let lapse because of the financial strain they were already feeling.

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Mary*

Mary, had to buy a million dollar life insurance policy to satisfy lender requirements when she purchased a hotel. Years later, when she had sold the hotel, the need for the policy was no longer there.

She was just going to stop paying on the policy, but we at RIJ were able to buy that policy from her for $27,000. This money went to a nice extended trip to visit her family in Europe, and put a new roof on her house.

*Though the names have been changed, these are all real stories of how we've been able to make a difference in people's lives.

What Will Your Story Be?

We can not guarantee we can buy every policy. Our ideal candidate is over 65, with a policy value over $100,000. But we can guarantee we will try to guide you and give you the best advice for your financial success that we can offer.

So please don't hesitate to reach out. We are always happy to have that conversation, evaluate your current policy, or even scan the marketplace for a policy that might suit your needs better than what you have now.